MORTGAGE FINANCING

An independent evaluation of your property’s market value, during financing or refinancing, will support your financing application and facilitate its approval.

Our evaluation reports are accepted by all major financial institutions and by the Canada Mortgage and Housing Corporation (CMHC).

Selling and Buying

Whether you are a buyer or a seller, obtaining an independent evaluation of the property’s market value will enhance your arguments during negotiation and reassure you that the transaction has been conducted at its fair market value.

Unlike all the parties involved in the transactional process of buying/selling (bankers, real estate agents, mortgage brokers), the certified appraiser is the only professional with the skills and expertise to produce an accurate value estimation. They are the only ones capable of providing you with a market value that is FAIR, INDEPENDENT, unbiased, and free from conflicts of interest.

Despite their good intentions and honesty, other transactional participants are not independent and have biases because they all have an interest in the transaction.

NEW CONSTRUCTION PROJECT (POTENTIAL MARKET VALUE)

An evaluation report of the POTENTIAL market value of the project will inform you at the beginning of the project about the estimated market value of your project once completed. The POTENTIAL market value allows you to assess its potential profitability, justify costs, and is essential for financing from a bank or private lender.

TAXATION

SALES BETWEEN RELATED PARTIES

When selling a property between related parties, tax authorities consider that the property was negotiated at its market value on the transaction date. In the event of a disagreement with the market value estimated by tax authorities, an appraisal report of the market value as of the transaction date will lend credibility to your challenge.

Our appraisal reports are accepted by the Canada Revenue Agency (CRA) and Revenu Québec.

ASSET ROLLOVER

During an asset rollover, obtaining an appraisal report of the property’s market value on the day of the rollover is important to calculate the capital gain resulting from the presumed sale and to account for the fair market value in the books. This report will justify the capital gain to tax authorities. In case of disagreement with the market value estimated by tax authorities, an appraisal report of the market value as of the transaction date will lend credibility to your challenge.

Our appraisal reports are accepted by the Canada Revenue Agency (CRA) and Revenu Québec.

CHANGE OF USE: PRINCIPAL RESIDENCE

When changing the use of your property (from principal residence to rental), it is important to define the market value of your property by a certified appraiser on the date of the change of use to protect the tax-free capital gain upon eventual sale of your property. An appraisal report prepared by a certified appraiser will be useful to present to tax authorities at the time of selling the property.

Our appraisal reports are accepted by the Canada Revenue Agency (CRA) and Revenu Québec.

ESTATE PLANNING

When inheriting properties, obtaining an appraisal report of the property’s market value on the day of inheritance is important to calculate the capital gain resulting from the presumed sale. This report will justify the capital gain to tax authorities. In case of disagreement with the market value estimated by tax authorities, an appraisal report of the market value as of the transaction date will lend credibility to your challenge.

Our appraisal reports are accepted by the Canada Revenue Agency (CRA) and Revenu Québec.